how to live a thriftier life in London, and beyond!
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A new year, (heck, a new decade) is now stretching out ahead of us. A brand new beginning where we can focus on our financial goals, and what better place to get started than making some extra money online? Some survey sites online can literally pay you pennies for your time, but with 20Cogs, you can actually make a decent amount which you can then put towards your savings, debt, holidays or whatever you like!
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AD- this is a paid post in collaboration with 20Cogs
I don’t know about you, but I love to make extra money online from the sofa. There is no better feeling than earning some extra cash whilst you watch Netflix or the next episode of a TV series you’re addicted to- it’s multitasking at its finest!
I’ve recently signed up to try out 20Cogs (Cogs stands for Competitions, Offers, Games and Surveys- geddit?) which is yet another way to side hustle from the sofa and make extra money online.
Whether you’re hustling away to make some extra money to pay off debt, save for a holiday or to finally get that facial you’ve been promising yourself, 20Cogs could be a great addition to your money-making schemes.
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AD- This post is sponsored by Lil Packaging
You’re hustling away on your small business that is ALREADY a brilliant option for shoppers who want to purchase from a more eco-friendly source. It’s ethical, it’s got a transparent supply chain, but could you improve it?
If you’re a regular reader you will be aware of my small business, Tee Party Clothing, where I hand embroider customised and personalised tees and sell them on Etsy. And although me embroidering a tee by hand from my living room is a whole lot more ethical than a Topshop tee, I still have a little way to go to call my small business truly eco-friendly.
If you’re in a similar position, you may be looking for changes and replacements to make your small business that little bit better for the planet and those who inhabit it. Here are 5 things you could do to make your small business more eco-friendly.
I’m guilty of sending my tees out in plastic jiffy bags as they are quick, convenient and cheap. It has only been more recently that a customer specifically requested plastic-free packaging, and I was a little stumped.
I decided to change the packaging to brown paper with the tee wrapped in tissue paper, but still unfortunately had to use plastic tape to secure the parcel.
With new developments in eco-friendly packaging, it is now easier than ever to cut out the plastic and swap to a boxed solution, with paper based tape. As soon as my supply of jiffy bags run out, I will be making a switch to paper-based packaging.
Lil Packaging has some fantastic cardboard and paper-based packaging solutions which are used by the likes of Boots and Hotel Chocolat. From pizza-boxes styles, to cardboard envelopes and paper tape, they are by far an industry leader in eco-friendly packaging materials.
You might also be interested in: how to promote your Etsy store using Instagram
If you’re not using sustainable raw materials, your product can’t be truly eco-friendly. We do have a responsibility as small business owners to try and lead the way in terms of offering sustainable products to our customers. I have been using Fruit of the Loom tees for the last few years, but am now investigating a switch to recycled or sustainably sourced cotton tees.
I need to use up the tees that I currently have in stock, but after this, I will make the switch.
Whether your products are paper based, textile based or metal based, we can all do our bit to switch to a recycled material. PLUS it’s a great USP as the market speeds towards a more sustainable future.
If you’re a small business it might just be you who runs the ship, which makes a ‘green’ office policy much easier to implement. Could you cut down on the amount you use a printer? Use a green energy supplier? Switch from convenience coffee to a home brew?
I personally run my small business from my sofa, and made the conscious decision not to purchase a printer so that I wouldn’t be tempted to print out absolutely anything and everything. It’s worked and I have found ways around not having a printer at home.
If you have other employees, could they work from home? Could they take a more ‘green’ mode of transport? Could you implement a cycle to work incentive scheme? Or could multiple employees lift-share?
Not all of these options might be possible, but by offering these options to your staff they have the opportunity to contribute to a more eco-friendly business.
If you have local tradesmen and suppliers in your area who could fulfil your needs- why not go to them instead of outsourcing internationally?
Whether it’s the coffee you have in the office, or the furniture that you buy, you can bet that there is a local supplier who you could purchase it from. By sourcing locally for your own small business, you are supporting OTHER small businesses and keeping the high street afloat.
You might also be interested in: the ultimate ethical gift guide
It goes without saying but recycling as much waste as possible from your office is going to make your small business more eco-friendly. From paper, to plastic and food waste, this can all be recycled and will make a small difference.
You can also recycle old electronics such as broken laptops and key boards, textile waste can be dropped off in a dedicated recycling area, and old or broken furniture can go to a charity or on a freecycle website to ensure that they are not going to landfill.
There are so many things that you can do to make your small business more eco-friendly, and these ideas are just the tip of the iceberg. My next steps with my small business, Tee Party Clothing, is to switch to an eco-friendly packaging solution, and to source my raw materials more sustainably.
As small business owners, we get the chance to lead the way in making more green decisions that we may not otherwise be able to make in a larger company. This means that we can also offer an eco-friendly alternative way of shopping to customers who may have become disenchanted with the options available on the high street.
If you have your own small business, what are your sustainability goals for the future?
Selling your unwanted stuff whether it’s clothing, electricals or furniture is a great way to declutter, make someone else happy, and make some money in the process. To ensure you make maximum profit from what you are selling, you need to learn how to sell on Gumtree in a way that optimises your listing to show it to as many people searching the site as possible.
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Depop has been around since 2011, but with giants like eBay often taking centre stage when it comes to online marketplaces, Depop stayed safely in the background until it absolutely boomed in recent years with the rise of smart phone users- so how can you make some money on Depop yourself?
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Wouldn’t it be great to earn more money doing what we already do? To turn up at work every day and do the same job, but have a bigger chunk of cash paid into our bank accounts every month? OF COURSE IT WOULD. You could be missing out on extra money every month by not knowing how to negotiate a pay rise.
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We’ve all been in that situation when an unexpected expense crops up. You need to make money fast. Maybe you need to pay for the dentist, an unexpected bill, or maybe your car has broken down.
Or perhaps you’ve just found yourself with a little too much month left at the end of your money- there are a ton of reasons why any one of us can need to make a little extra money quickly.
Unexpected expenses can absolutely shatter your budget plan and your bank account in a matter of seconds, so if you do need to make money fast, these are some ideas that can help you make a quick buck to get you back on track.
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Our 20s are often years of change- for the most part we are figuring out what we want to “do”– where we want to live and work, who we want to live with, our relationships and our friendships.
With so much going on, these years of our lives can become quite the money-minefield, and cash can seemingly disappear into a black hole when our backs are turned.
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Christmas is only one pay day away (eek!) and that means that there is now a limited amount of money available to spend on gifts, socialising and travel around the holiday season. If you’re worried about how to make more money before Christmas- time is limited. But there is something you can do- I’m going to let you in on the secret to make money fast, that you can put into practice over the next two months.
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You’re reaching your personal finance goals due to some good old hustling on the side of your 9-5 job- congratulations! The extra cash you are making feels amazing- but is there a niggling voice in the back of your mind reminding you that the taxman needs to take a percentage? The process of declaring additional income to HMRC can seem daunting, and often leaves you with a lot of questions.
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