Millennial Money

How To Live On A Budget In London

April 17, 2020 Some posts on thriftylondoner.com may contain affiliate links

Planning on moving to London? Or perhaps you already live here and want to learn how to live on a budget in London? Either way, here are some brilliant ideas about how you can live your best life in London, on less.

Learn how you can manage your money so that you can spend more on the things you love, and less on the things you don’t love.

Living in London on a budget doesn’t have to be difficult- in fact, with the right knowledge and tools, living on a budget in London can be achieved with relative ease.

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The Best Charity Shop Crawls in London

April 15, 2020 Some posts on thriftylondoner.com may contain affiliate links

London is a huge city, made up of lots and lots of high streets and neighbourhoods- all with their own unique charms. This means London is full of some of the best charity shop crawls. Whether you’re heading to north, south, east, or west London- there are plenty of areas where you can while away an afternoon charity shopping.

It’s a great idea to do a charity shop crawl because you can hit lots of stores at once, without needing to travel around in between. London high streets will always have one or two charity shops, but in some areas, there is as many as 8 charity shops to look through!

I’ve personally visited a crazy number of areas in London, in order to get you the best insider charity shop knowledge. The following places are, in my opinion, the best charity shop crawls in London…

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50 Side Hustle Ideas UK for 2020

April 5, 2020 Some posts on thriftylondoner.com may contain affiliate links

You’ve decided you want to use your spare time to make some extra money- well done, that’s the first step to a better financial outlook! If you’re stuck for some side hustle ideas, this post will hopefully help you to define and decide on the direction you would like to take.

It is all well and good saying that you want to earn some cash on the side- but the reality is, it takes some time to figure out what you really want to take away from your side hustle.

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How to Make Extra Money While on Furlough

April 1, 2020 Some posts on thriftylondoner.com may contain affiliate links

Furlough. Up until a month ago we had never even heard of this word, and now it is popping up in almost every conversation. You’ll probably already be aware that if you are put on furlough by your employer, it means that you cannot work for your employer during this time frame, and will be paid 80% of your monthly wage by the government.

Your employer can top this up by 20% to account for your full wage, but many choose not to. A 20% salary cut will be a very tangible hit to most people’s income, so how can you make extra money while on furlough if you’ve experienced a loss of earnings?

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How To Be Good With Money- Millennial Money Management

March 9, 2020 Some posts on thriftylondoner.com may contain affiliate links

Millennials. The generation that is hounded for having no money left at the end of the month, no idea about how to be good with money, and an ever increasing appetite for avocados.

But as you and I know- this is a pretty lazy typecast. One generation does not share the same financial values, and many kids of the 90s now have savings accounts and are trying to make their way in the world. I should know, I’m one of them!

It’s taken many years for me to learn how to be better with money. Some people might even go as far to say that I am now ‘good with money.’ But that all comes with time, patience, and a lot of trial and error.

This post is everything I’ve learnt about how to good with money. The things that really count for something when you are trying to make a change to your financial habits.

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Zero Based Budgeting- How Can It Help You?

February 21, 2020 Some posts on thriftylondoner.com may contain affiliate links

At its core, budgeting is simple- to spend less than you earn, and ideally have something left over. But as we already know, that is much harder said than done if your costs are sky high already.

Personal finance is different for everyone, because it’s just that- personal. One budgeting method won’t fit all which is why there have been a crazy number of budgeting rules and methods and schools of thought that have been founded over the years.

There are several budgeting methods which are hailed for their success- from the 50 30 20 rule which is very simplistic in its approach, to a zero based budget which requires a little more effort to maintain.

In this post we are asking: what is a zero based budget? And how could you implement it?

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What Is The 50 30 20 Rule Of Budgeting?

February 17, 2020 Some posts on thriftylondoner.com may contain affiliate links

Once you have made the decision to start managing your money better, it can be tough to know where to start, and how to allocate your money to different areas of spending. How much is enough to save? How much is too much to spend on fun?

Before you drill down into exactly what you want to spend your money on each month, it can be helpful to use the 50 30 20 rule to get an overall view of where to spend your money.

It’s a simple rule that anyone can follow, to help gain better control of their finances in an easy and uncomplicated way.

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The Best Charity Shops in Chelsea, London

February 12, 2020 Some posts on thriftylondoner.com may contain affiliate links

As you are probably already aware, Chelsea is one of London’s most wealthy neighborhoods. Steeped in fashion history, The King’s Road was the birthplace of many a brand including the iconic Mary Quant- inventor of the miniskirt.

Today, this infamous street is still somewhat of a fashion mecca, and the good news is that alongside boutiques and designer stores, there are also a large number of charity shops. I’d even suggest that this route is possibly one of the best charity shop crawls in London.

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The Best Money Saving Apps for Millennials

February 6, 2020 Some posts on thriftylondoner.com may contain affiliate links

We can all do with a little help with tracking our expenses and saving money for the future. It’s supposedly the millennial condition- we’re all useless and can’t save enough money for a house deposit.

Except, we all know that’s just not true.

Yes, saving money is harder than ever, with wages stagnating whilst the cost of living rises higher than we can ever imagine. BUT, saving money is not impossible.

If you find saving money difficult, what better way to help you than with a money saving app on your phone? Many of us spend more time looking at our phones than we do looking at anything else, and so why not use that to our advantage?

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20Cogs Review 2020: an easy way to earn up to £200

January 21, 2020 Some posts on thriftylondoner.com may contain affiliate links

AD- this is a paid post in collaboration with 20Cogs

A new year, (heck, a new decade) is now stretching out ahead of us. A brand new beginning where we can focus on our financial goals, and what better place to get started than making some extra money online? Some survey sites online can literally pay you pennies for your time, but with 20Cogs, you can actually make a decent amount which you can then put towards your savings, debt, holidays or whatever you like!

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Millennial Money

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