Sometimes when you dare to check your bank account right before payday hits, and you see a sad looking £31.57 sat in there to last for the week, you can get to wondering- how can I end this cycle?! The one change I made around two years ago that enabled me to start saving 27% of my salary (whilst living in London!) every month, was learning how to create a budget plan.
Everyone will have a different budget plan to suit their needs, and it’s important to engage with your numbers, decide what budgeting method you will use and your financial goals that you are working towards.
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