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How to Save Money in London as a Student

November 15, 2021 Some posts on thriftylondoner.com may contain affiliate links

Every student dreams of living in London, enjoying the nightlife, museums and rich culture of one of the biggest cities in the world. Unfortunately, however, this comes at a cost. London is one of the most expensive cities in Europe, if not the world. So how do you save money in London as a student?

It is not impossible to save money whilst studying in London- while still enjoying the city itself. After all, if you’re studying in London, you want to make the most of it! It’s totally possible to have a balance of both saving and spending while living and studying in London. You don’t have to give up all the fun stuff in order to save money.

With a few money saving tips up your sleeve, and some handy free money management tools at your disposal, you can manage your finances as a student in London with ease. Here are some golden rules on how to save money in London as a student.

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What Is A 30 Day No Spend Challenge? + Free Printable

November 9, 2021 Some posts on thriftylondoner.com may contain affiliate links

In a world where you have to spend money to acquire the things necessary for your basic survival, it is important to understand and appreciate the value of money. So what is a 30 day no spend challenge?

A 30 Day No Spend Challenge is a challenge where people attempt to survive for thirty days spending nothing at all (except pre-planned essentials). The goal is to get some clarity on how much money is spent on things that are unnecessary, an understanding on how easy (or difficult!) it is to spend on non-essentials, and to save some money at the same time!

Let’s take a look at what a 30 day no spend challenge is, and the different ways of completing it.

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Biggest Charity Shops in London – 8 Stores

October 10, 2021 Some posts on thriftylondoner.com may contain affiliate links

London is home to hundreds of charity shops (perhaps even thousands!) and the biggest charity shops in London are the big names you’ll probably already know. The Salvation Army, British Red Cross, Cancer Research, Oxfam, FARA, and many more. But what about the size of these places? Does inner city living mean that the charity shops are smaller? Thankfully, the answer is no. Pretty much every high street in London boasts at least one charity shop, and some are certainly larger than you might think.

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What Is A Good Employer Pension Contribution?

March 24, 2021 Some posts on thriftylondoner.com may contain affiliate links

Employer pension contributions can vary massively across different industries and different companies. A really generous, good employer pension contribution could be as much as 20% of your annual salary. But on average, you could expect between 7% – 14% contribution from your employer in the private sector. Some employers, particularly larger corporations, might offer very high pension contributions as a generous employee benefit. In contrast, small businesses may only offer the minimum mandatory contribution.

It’s important to consider whether the employer pension contribution at your current job (or prospective job) is in line with your goals for the future. For example, there is evidence to suggest that the average millennial will need £1,000,000 in their pension pot to retire comfortably at age 65. One million pounds sounds astronomical. But it’s important to remember that inflation rates will only increase over the course of your lifetime. It’s a good idea to get your pension sorted from the start of your working life.

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Second hand engagement rings UK

February 26, 2021 Some posts on thriftylondoner.com may contain affiliate links

So you’ve popped the question (or maybe you’re about to), but where do you find the perfect ring? A second hand engagement ring can be a beautifully sentimental piece of jewellery. Second hand and antique engagement rings are essentially little pieces of history. And what better gift to give?

When shopping for second hand engagement rings, there’s a few things you’ll want to consider. The quality of the ring, the authenticity of the seller, and of course the design! You can find a truly unique piece if you know what you’re looking for, and where to look for it.

Not only will you be able to find something one-of-a-kind when you shop second hand, but there is also the potential to save money too. Whether you decide to spend that saved money on your wedding, or buy a larger ring than you would otherwise be able to afford, the choice is yours!

Let’s jump in and help you find that special piece.

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RoosterMoney Review- The Pocket Money App

December 7, 2020 Some posts on thriftylondoner.com may contain affiliate links

While kids observe us using cash less and less, and using contactless payments for most transactions, the value of money can become lost. Giving your kids their pocket money in cash becomes harder. There are only so many last minute scrabbles around the bottom of your bag or ‘IOUs’ that you can give your kid. With that in mind, RoosterMoney was created to help kids understand the value of money.

RoosterMoney combines a kids debit card with a pocket money app. It is designed to help teach children how to manage their money from a young age, and build positive financial habits for the future. Let’s dive into this RoosterMoney review and see if this pocket money app could be the right option for yourself and your family…

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GoHenry Review- Kids Debit Cards

November 30, 2020 Some posts on thriftylondoner.com may contain affiliate links

Combining a kids pre-paid debit card with a pocket money app like GoHenry is certainly a 21^st century way to start teaching your child about money. As we use cash for transactions less and less, kids see their parents paying for almost everything using contactless payments and cards. It means that recognising the value of money can sometimes get lost along the way.

Your kid is going to have fun feeling like a grown up with a card of their own. But, they can also learn a lot about money management using a service like GoHenry. This GoHenry Review will aim to give you all the details you need to figure out whether GoHenry could be right for you and your family. Let’s get started…

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Etsy Christmas Gift Guide- Second hand Treasures

November 20, 2020 Some posts on thriftylondoner.com may contain affiliate links

AD- affiliate links have been used in this post, and a voucher has been gifted as part of this guide.

Christmas is just around the corner, which means it’s time to take a look at some second hand and vintage gifts on Etsy. Etsy is home to an incredible number of vintage and second hand clothing, furniture and knick knack items which make truly beautiful gifts.

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How To Save For A House Deposit

October 25, 2020 Some posts on thriftylondoner.com may contain affiliate links

A house is likely to be the most expensive thing that you ever purchase- so saving a deposit can feel pretty daunting. And at first, it is! Especially if you are new to saving, and you are unsure about how to make your money work best for you. Often, the best step that you can take when you are figuring out how to save for a house is to just get started. Starting your savings pot, and then adding to it consistently over time is the best way forward- it will soon build up- and that goal of your first home won’t seem so far out of reach!

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How Money Dashboard Can Help You Achieve Your Financial Goals

July 15, 2020 Some posts on thriftylondoner.com may contain affiliate links

AD this is a paid post in collaboration with Money Dashboard

Financial goals are a key part of setting ourselves up for success and making sure that we are living life in the way that we want to- both presently and in the future. Your financial goals could be anything from saving £300 a month to buying your first home. Ideally your smaller monthly financial goals will feed into a bigger, longer term financial goal.

In order to stay on track to achieve your long term and short term money goals, you will need to manage your money in a way that allows you to enjoy every day life whilst saving for the future. Often, this will come in the form of setting a budget plan and keeping an eye on your everyday spending. This is where using a dedicated personal finance app can really help you- they’re easily accessible on your smartphone, and straightforward to use.

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