Online shopping can be far too easy. You can browse as many stores as you fancy from the comfort of your own home. Then within a couple of clicks you can buy pretty much anything you can think of. With so many more people staying at home due to Covid-19, it’s unsurprising to learn online shopping in the UK is at a record high. As fun as retail therapy can be, it is important to be sensible and stick to a budget. How can you help yourself with online spending?
Stick to Necessities
Budget can be a scary word, so let’s start with the basics. The next time you begin to browse for your next purchase, ask yourself: Do I really need it? Before you buy anything else, you should have a clear out of your house and see what you already have. Or see if anything needs replacing. Then you know the next time you’re looking to buy a tote bag or upgrade your purse – you know it will be something you need, rather than just something you want.
Unsubscribe from Retailers
It can be all too tempting to start shopping when you get hit with emails in your inbox that are boasting about amazing deals. It’s a deal, so you’re saving money, right? Well if you weren’t planning on spending any in the first place, not really. Don’t get duped by discounts. You should unsubscribe from retail emails. This is a simple but effective trick, as you don’t get reminded about shopping every time you check your inbox.
Keep Track on Spending
One woman was amazed at the difference maintaining a money diary had on her spending. By keeping track of what you’re spending every month you can see patterns in your habits and learn from them. There are lots of apps which can help you with this. You may notice small purchases adding up, or perhaps that’s a particular brand you like when a different, cheaper, one would just do as well? You don’t have to entirely change your lifestyle to fit with your budget. Be realistic with that you want to achieve and set yourself manageable goals.
Just because you’re on a budget doesn’t mean you can never treat yourself with online shopping. You’re still allowed to buy things you like. The trick is to not to go overboard with it and be realistic with your budget. Do you have any tips for sensible shopping habits?