how to live a thriftier life in London, and beyond!
Our 20s are often years of change- for the most part we are figuring out what we want to “do”– where we want to live and work, who we want to live with, our relationships and our friendships.
With so much going on, these years of our lives can become quite the money-minefield, and cash can seemingly disappear into a black hole when our backs are turned.
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Have you ever heard of the term ‘swallow the frog?’ I hadn’t either until a colleague introduced me to this saying- it essentially means doing something that you’ve been putting off, or getting a horrible task done. Once it’s done, it’s done, it’s swallowed and gone!
At work, this might mean dealing with a difficult email from someone, but more generally, these can be things like finally getting round to applying for a refund on a delayed train journey- something that is a pretty mundane task, but once it’s done, you can reap the benefit of it.
In January, it is the perfect time to get these little niggling tasks out of the way- especially if there is some money to be made or saved. Been wanting to start a side hustle for like, ever? January is the perfect time to do so- no one else has any money, and you can begin a project during these long dark evenings.
Here are 50 money tips to help you start the year off right- I know that I am certainly needing to swallow the frog on a few things on this list. Anyone else been meaning to swap their energy supplier since the dawn of electricity?!
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Christmas is only one pay day away (eek!) and that means that there is now a limited amount of money available to spend on gifts, socialising and travel around the holiday season. If you’re worried about how to make more money before Christmas- time is limited. But there is something you can do- I’m going to let you in on the secret to make money fast, that you can put into practice over the next two months.
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You’re reaching your personal finance goals due to some good old hustling on the side of your 9-5 job- congratulations! The extra cash you are making feels amazing- but is there a niggling voice in the back of your mind reminding you that the taxman needs to take a percentage? The process of declaring additional income to HMRC can seem daunting, and often leaves you with a lot of questions.
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Freelance writing is my favourite side hustle, and it also happens to be my most profitable. I didn’t have any freelance writing experience before I got my first writing job- and the good news is, you don’t need any either. All you need to have is a love for writing, and a strong determination, and everything will fall into place. Everyone has to start somewhere- even those that have made hugely successful careers out of being a freelance copywriter, started with no experience at one point.
If you’re looking to make freelance writing your next side hustle, read on to find out what I did to land my first freelance writing job, and how you can use these tips to land yours.
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Setting up an online enterprise is a great way to start making some extra money out of something you are passionate about, especially if you are creatively inclined. Setting up an Etsy store (or something similar) is really quite simple- the hard part is getting customers to your online shop. You can have the most fantastic products available in your online store, but if you can’t get traffic coming to your page, the unfortunate truth is that you won’t sell a thing. I launched my Etsy store last year alongside a dedicated Instagram page, and instantly noticed that most of my customers were coming to my online store straight from Instagram, rather than through the search pages on Etsy.
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Without a doubt, eBay has always been my go-to when it comes to selling my unwanted clothing and accessories online as a way to make some extra money. I have to admit, I don’t see the same level of interest on clothing as I used to- it seems that gone are the days where I would have a ton of watchers on an item, only for it to descend into a bidding frenzy in the last few seconds of the auction. That said, there is still money to be made on eBay- and even a whole community of people who buy to sell on the site and make a full time job out of doing so. I’ve sold my old clothes (and my mum’s, and some of my extended family’s!) online since I was about 18 so 8 years of experience and a few thousand pounds later- I’m here to share with you my top tips for selling on eBay.
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If you’re looking for a new way to make some extra money, selling your wares on Etsy could be your next side business. Etsy is an online marketplace with a focus on independent sellers and handmade, unique items. Customers usually head to Etsy to find things that no one else has, and popular purchases include personalised gifts, wedding favours and vintage clothing. I have personally found Etsy to be a fantastic place to sell my hand embroidered t-shirts, and it has given me a way of making money from a hobby that I love. If you have a creative talent whether it’s sewing, graphic design or calligraphy it’s worth setting up shop to sell on Etsy and see whether you could add a string to your bow and some cash to your pocket.
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