Have you ever heard of the term ‘swallow the frog?’ I hadn’t either until a colleague introduced me to this saying- it essentially means doing something that you’ve been putting off, or getting a horrible task done. Once it’s done, it’s done, it’s swallowed and gone!
At work, this might mean dealing with a difficult email from someone, but more generally, these can be things like finally getting round to applying for a refund on a delayed train journey- something that is a pretty mundane task, but once it’s done, you can reap the benefit of it.
In January, it is the perfect time to get these little niggling tasks out of the way- especially if there is some money to be made or saved. Been wanting to start a side hustle for like, ever? January is the perfect time to do so- no one else has any money, and you can begin a project during these long dark evenings.
Here are 50 money tips to help you start the year off right- I know that I am certainly needing to swallow the frog on a few things on this list. Anyone else been meaning to swap their energy supplier since the dawn of electricity?!